"I have transcended that phase in my intellectual growth where I discover humour in simple freakishness. What exists is real; therefore it is tragic, since wherever lives must die. Only fantasy, the vapours rising from sheer nonsense, can now excite my laughter."

"There are four headwinds that are just hitting the American economy in the face. They're demographics, education, debt and inequality. They're powerful enough to cut growth in half. So we need a lot o…"

"Old Man Warner snorted. "Pack of crazy fools, he said. "Listening to the young folks, nothing's good enough for them. Next thing you know, they'll be wanting to go back to living in caves, nobody work…"

"We must go through life so inconspicuously that Fate does not notice us."

"In short: Readily available low-cost life insurance would be a threat to the industry, and whatever threatens the life insurance industry threatens America."