Andrew Tobias

"The first known life insurance contract was written in 1536 on the life of a British merchant, William Gybbons, for a term of one year. Gybbons died shortly before the policy was to expire, but the in…"

"Life insurance in America has traditionally been dominated by mutual insurers. Twelve of the fifteen largest life insurers are mutuals."

"No wonder lawyers, who control the legal system, have fought so hard, and with great success, against "no fault" insurance. No fault, no lawsuits. No lawsuits, no lunch."

"The first life insurance societies where formed in England in the years between 1692 and 1720. In America, life insurance became available to the clergy through the Presbyterian Ministers Fund, founde…"

"The life insurance policies advertised on the radio with the line "You cannot be turned down for this coverage!" are actually saying, " For policies this small, it would cost us more to decide whom to…"

"Man's natural life span, 75 to 90 years or so, has not increased. It is the number of us who manage to attain it that has increased."

"In short: Readily available low-cost life insurance would be a threat to the industry, and whatever threatens the life insurance industry threatens America."

"Life insurance is a commodity."