"Nothing is more common than energy in money-making, quite independent of any higher object than its accumulation. A man who devotes himself to this pursuit, body and soul, can scarcely fail to become rich. Very little brains will do; spend less than you earn; add guinea to guinea; scrape and save; and the pile of gold will gradually rise."

“A place for everything, and everything in its place.”

“The crown and glory of life is Character. It is the noblest possession of a man, constituting a rank in itself, and an estate in the general goodwill; dignifying every station, and exalting every position in society. It exercises a greater power than wealth, and secures all the honour without the jealousies of fame. It carries with it an influence which always tells; for it is the result of proved honour, rectitude, and consistency — qualities which, perhaps more than any other, command the general confidence and respect of mankind.”

“Mere political reform will not cure the manifold evils which now afflict society. There requires a social reform, a domestic reform, an individual reform.”

“Good actions give strength to ourselves, and inspire good actions in others.”

“We learn wisdom from failure much more than from success. We often discover what will do, by finding out what will not do; and probably he who never made a mistake never made a discovery.”

“England was nothing, compared to continental nations until she had become commercial…until about the middle of the last century, when a number of ingenious and inventive men, without apparent relation to each other, arose in various parts of the kingdom, succeeded in giving an immense impulse to all the branches of the national industry; the result of which has been a harvest of wealth and prosperity, perhaps without a parallel in the history of the world.”