#money
"Father was almost always short of cash. He borrowed money to start new businesses, only to see them fail. The tide of the Depression was against him, but he didn't realize it. He did not have enough education to sense that the tide was coming to drown him, and that he should take evasive measures and run to high ground like some of the wealthier, better-educated businessmen of Singapore, Penang and Malacca."
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