"Clearly, the power of the lender to command interest has nothing to do with the use to which the loan is put. Whether the borrower uses it to build a factory or acquire a dwelling house, whether he spends it on tools of his trade or gambling on horses, will make no difference… The coupling of interest with capital has been an unfortunate error prolific in its progeny of falsehoods. It arises from confusing the power to exact payment for loans with the use to which some of the loans are put… It gives to the idea of a loan a quality it should not possess, a suggestion of productiveness and of social benefit, obscuring the indebtedness and dependence which the loan so plainly advertises."

“Wealth owes its existence to labour, not labour to wealth”

“The man who is in love with his work will not degrade it for his customer, but while satisfying his customer will honour himself. Thus his desires will be ordered so that he puts working towards finding and following his calling first, and pleasing his customers, second. By this his customers will gain, for he will give of his best; but he will gain more, for he will be laying the foundation of a full life’. This requires great confidence.”

“From praise comes joy, from joy – strength, from strength – virtue, from virtue – purity and from purity comes realization of one’s full potential.”

“Some men work to maintain others who labour not. That is unjust.”

“I may have been wrong, but I was never in doubt”

“The first quality of a leader of people – always the first quality – is a devotion to truth.”