"he practice of thrift is not one of the most distinguishing characteristics of the people of this country. It exists more beyond the border, in Scotland, undoubtedly, than it does in England, but it is increasing, and increasing very much, happily, in England itself. I rejoice to say that it has been in the power of the State to effect this by judicious legislation—not by what is called "grandmotherly legislation", of which I for one have a great deal of suspicion—but by legislation thoroughly sound in principle—namely, that legislation which like your savings bank, helps the people by enabling the people to help themselves."

“I cannot help regretting that the hon. and gallant Gentleman has felt it his duty to put the question. It is put under circumstances that naturally belong to one of those fluctuations in the condition of trade which, however unfortunate and lamentable they may be, recur from time to time. Undoubtedly I think that questions of this kind, whatever be the intention of the questioner, have a tendency to produce in the minds of people, or to suggest to the people, that these fluctuations can be corrected by the action of the Executive Government. Anything that contributes to such an impression inflicts an injury upon the labouring population.”

“One prayer absorbs all others: Ireland, Ireland, Ireland.”

“he idea that the colonies add to the strength of the mother country appears to me to be as dark a superstition as any that existed in the Middle Ages.”

“It is perfectly true that these gentlemen wish to march through rapine to disintegration and dismemberment of the Empire, and, I am sorry to say, even to the placing of different parts of the Empire in direct hostility one with the other.”

“I name next a word that it requires some courage to utter these days—the word of economy. It is like a echo from the distant period of my early life. The wealth of the country, and the vast comparative diffusion of comfort, has, I am afraid, put public economy, at least in its more rigid and severe forms, sadly out of countenance.”

“The operations of commerce are not confined to the material ends; that there is no more powerful agent in consolidating and in knitting together the amity of nations; and that the great moral purpose of the repression of human passions, and those lusts and appetites which are the great cause of war, is in direct relation with the understanding and application of the science which you desire to propagate.”